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Property Expenses Scheme


Our Property Expenses Scheme (PES) covers “first party” losses for material damage to buildings and contents from a variety of causes, including fire, theft and water damage. PES also offers business interruption expense cover arising from property damage.

Useful resources

Detailed information on the scope of the scheme can be found in the PES rules

Please use this form to report PES claims to us

Please note that PES claims should not be reported through the Extranet. Completed PES claim report forms should be sent to us at


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